This weekend I received my account statements from Citibank N.A through a courier at my residence address. It contained the usual stuff – few pages of quarterly bank statement, statement of my credit card dues and also a page for the reward points. However, right at the end, stapled along with the 5 sheets was 6th one – carrying the Statement of Annual interest credited.
First I was amused and confused – I never received any interest from the bank through whole of the year (April 2006-March2007). Then how come this statement claims that 5 figure amount had been credited as interest into my account on so and so dates. I was shocked, confused and at same time thrilled – was I about to get some money which I didn’t know I was supposed to get. But on the other side I was sure I wasn’t due to get any interest – since I don’t park much funds in this account at all.
Few scalp scratches later – I found that the bank had been kind enough to share this confidential banking information of another customer (who incidentally is also a colleague at work). I tried calling the Call centre today to lodge a complaint – but then after few minutes of wait – dropped the call. Those call centre people will not do any thing more than their parroted answers “We apologize for the inconvenience caused. We assure this will not happen again” – all of which are ridiculously useless responses. And they will make sure that any demands to talk to a senior person will be rewarded with a “Please be hold while I transfer you to my supervisor” and then an endless wait. Only God knows where those ever elusive senior personnel always are.
I resorted to a lesser headache method – filed an online complaint (Reference no. 4207047763). I know, I know… there answers won’t be any different. After all they are from the manual Customer Harassment manual that the phone guys have been tutored from – but at least I save myself the hassle of being on endless ‘hold the call’ – which is a literal pain in the neck. Moreover, none of these banks offer you a Toll Free helpline – so you are expected to pay for telling them their mistakes as well.
Anyways the inconvenience caused is not mine alone. While I am still fretting and worried about which all places my confidential bank statements might have gone to – the colleague whose statement was made public to me won’t even be apologized to. (Of course, I handed over his document to him in due confidentiality).
So next time some agency asks your for a bank statement or a proof of income – you can as well approach Citibank. They will be able to oblige by giving you bank statements and other confidential information of whatever kind you need.