Showing posts with label Harassed Customer. Show all posts
Showing posts with label Harassed Customer. Show all posts

Thursday, July 12, 2007

Tele-Marketing jokers..!!

Industry pundits and news reports tell us that there are about 180 million mobile phone subscribers in India, growing rapidly at 5-6 million each month.

I wonder how many of the 180 million have been spared by the telemarketers so far.

Not many…!!! Must be just a handful of lucky one’s who are yet to get an irritating tele-marketing call.

I, like most of the other harassed customers still get 2-3 calls a week, in spite of having signed up for all DND lists I know of. Most callers’ still don’t understand my disgust and anger – and call back within seconds of me blasting them and cutting the call. Offers for personal/home/auto loans, credit cards, vacation packages, membership to Country club, etc are a routine.

Responses on being asked to not-call again from dumb tele-marketers like this one “Why sir, why don’t you need a loan?” are old news now.

But this one I got the other day just took the cake…



Tele-marketer(TM): Sir, I am calling from XYZ Bank. We have a great offer for you, Sir. We are offering a life time free credit card to all employees of your company.

Me: Wait!!! I don’t want any credit cards, loans, memberships… nothing at all.

TM: Sir, please give me a minute to explain. Sir, we have a special offer going exclusively for your company. All employees of your company can avail of this special offer specially designed for you – since you are our preferred customer.

Me: Wait…!!! How am I your preferred customer? I never dealt with you…

TM: No Sir, your company is our preferred customer.

Me: I am sure my company has no dealing with you at all. My salary account isn’t in your bank either.

TM: Sir, this is a special offer designed for your company only.

Me: Which company? Do you know which company I work for…?

TM: (silence)…

TM: Sir…can you tell me which company you work for?

Me: But you have a special offer specifically designed for my employer. So you should know…

TM: Yes Sir… (silence)

TM: Sir, we can offer this special package for you also, your company too. Employer doesn’t matter. We have given this offer to many companies in Bangalore. Most IT companies have enrolled for it.

Me: But just 1 minute back it was an exclusive offer just for my company, because of being a privileged customer. Are all IT companies in Bangalore your special customers?

TM: (Silence)…

Me: How do you even know I work for an IT company?

TM: (Silence)…

TM: What company you work for then?

Me: Keep guessing… (Cut)

Wednesday, April 25, 2007

Banking Blues...

If you thought this service from citibank was bad...here is something that takes the cake...!!!

Here is a snapshot of an actual transaction I have been having with HSBC for over many days…

The back-drop: Sometime in March 2007, HSBC decided to award me a Gold Credit Card in view of my excellent repayment track-record for my existing home loan with them – which has been in existence since 2005. Don’t ask me why they didn’t bother to send the credit card earlier for so long. The world’s local bank was probably sleeping all the time... For some strange reason, I decided to keep it too… basically deciding to consolidate the bunch of dealings with one bank and do away with my Standard Chartered card and HDFC cards… So I sent in the response coupon that came along with the card with a copy of PAN card back to HSBC for activation of the card about 3 weeks ago.

3 weeks gone, several calls made to their call centre – yet the card has not been activated. And here’s just a snapshot of some amusing conversations I have had (over email/online and Phone) with the “Customer Service Executives” (they should rename them as Customer Harassment Executives). The wordings are a close reproduction of the actual exchanges as I recall them…

Me: I am waiting for the activation of my card – I sent in the request for activation 3 weeks ago. Why has not this been activated yet?

HSBC: Yes sir!! We have received your request and its been sent to the concerned dept for processing.

Me: But I talked to an exec earlier who confirmed that the card has been activated. I went to an outlet and it was rejected.

HSBC: Yes Sir… your card is activated.

Me: Then why did it get rejected at the shop when it was swiped.

HSBC: Sir, it will work after activation.

Me: Urrrrgh… So it is not activated yet…You just said it is activated.

HSBC: Please be on hold…(hold for ages and back with same confusion)… Sir your card activation has been sent to concerned department.

Me: So when will it get activated.

HSBC: (Again put on hold…) sorry to put you on hold…Sir please send us your response coupon and PAN Card copy through post or drop it at any HSBC drop box - and we will activate it within 2-3 days.

Me: But I have already sent the activation coupon and PAN card copy and you confirmed its been received.

HSBC: Yes sir…

Me: So then why another response coupon and request…?

HSBC: (again put on hold)… Sir, please send us a scanned copy of response coupon and PAN card over email to info@hsbc.co.in with reference no 1954556.

Me: Urrgh… how can I send it to you. I already sent it once.

HSBC: No problem sir…just send us a scanned copy of response coupon over email.

Me: Is this rocket science? I told you I don’t have the response coupon anymore because I sent it already to HSBC. So how will scan it for you?

HSBC: Yes sir…that’s right sir. But we will need the response coupon for this activation.

Me: Darn!!! You don’t get it. Why the hell do you need all this anyways? What are you trying to validate/verify from the response form.

HSBC: Sir, your PAN card details, address etc needs to be recorded.

Me: Damn!!! You already know my address – you sent me the card on it. What the hell? I am an existing customer of HSBC – have had a home loan from HSBC for over 2 years now. Why isn’t verification enough?

HSBC: (again put on hold)… Yes Sir, you are an existing customer and seeing your record with us only we have offered you this Gold card.

Me: Good… so why the fuss over a response coupon for verification when you know who I am already? So can u get it activated now…

HSBC: No sir… we need the PAN card copy and response coupon for verification to activate the card.

Me: To hell with your card. Just cancel it… I don’t know why I even bothered to ask for activation. I have a bunch of cards already – I better not bother with this anymore. Please cancel it.

HSBC: Sorry Sir… I will file an issue on this and one of our senior executives will call you in 2 hours. Is 98xxxxxxxx your contact number?

Me: Yes… but forget it. Just cancel it.

HSBC: Thank you sir… We will call you back.

It’s been 3 days… yet HSBC’s 2 hours haven’t ended yet. That’s the World’s local bank for you !!!



Actually wait... my experiences with ING Vysya Bank have been the extreme case of worst service... So they take the cake. More on that later...

Monday, April 23, 2007

Shiti-Bank...

If you thought violation of confidentiality by Airtel was too much, here is something which takes the cake.

This weekend I received my account statements from Citibank N.A through a courier at my residence address. It contained the usual stuff – few pages of quarterly bank statement, statement of my credit card dues and also a page for the reward points. However, right at the end, stapled along with the 5 sheets was 6th one – carrying the Statement of Annual interest credited.

First I was amused and confused – I never received any interest from the bank through whole of the year (April 2006-March2007). Then how come this statement claims that 5 figure amount had been credited as interest into my account on so and so dates. I was shocked, confused and at same time thrilled – was I about to get some money which I didn’t know I was supposed to get. But on the other side I was sure I wasn’t due to get any interest – since I don’t park much funds in this account at all.

Few scalp scratches later – I found that the bank had been kind enough to share this confidential banking information of another customer (who incidentally is also a colleague at work). I tried calling the Call centre today to lodge a complaint – but then after few minutes of wait – dropped the call. Those call centre people will not do any thing more than their parroted answers “We apologize for the inconvenience caused. We assure this will not happen again” – all of which are ridiculously useless responses. And they will make sure that any demands to talk to a senior person will be rewarded with a “Please be hold while I transfer you to my supervisor” and then an endless wait. Only God knows where those ever elusive senior personnel always are.

I resorted to a lesser headache method – filed an online complaint (Reference no. 4207047763). I know, I know… there answers won’t be any different. After all they are from the manual Customer Harassment manual that the phone guys have been tutored from – but at least I save myself the hassle of being on endless ‘hold the call’ – which is a literal pain in the neck. Moreover, none of these banks offer you a Toll Free helpline – so you are expected to pay for telling them their mistakes as well.

Anyways the inconvenience caused is not mine alone. While I am still fretting and worried about which all places my confidential bank statements might have gone to – the colleague whose statement was made public to me won’t even be apologized to. (Of course, I handed over his document to him in due confidentiality).

So next time some agency asks your for a bank statement or a proof of income – you can as well approach Citibank. They will be able to oblige by giving you bank statements and other confidential information of whatever kind you need.

Friday, December 15, 2006

Big Bazaar ya Chor Bazaar...

After this post (Billing Blues...) highlighting the frequent billing errors in the retail outlet across out metro's... I still thought that this could be just an inadvertant mistake, a data entry error, a human faux-paus...


But today, just 2-3 days after the previous instance, we encountered this once again. Today - 20th December 2006, at about 6-6:30pm we went to the Big Bazaar, on Old Madras Road, Bangalore – the much-hyped “Biggest Big Bazaar” of India.

Picked up a lot of usual items, juices, groceries etc…

Somewhat alert after the previous post – we were conscious to track the billing. And guess what, as expected there were the usual con jobs…

The billing agent at the counter swiped the barcode reader on a ‘Sundrop – 1 litre pack’ – and guess what – instead of an MRP price of Rs. 73/-, it billed Rs 80/-. Another item – a pack of ‘Everest Masala’ had an MRP of Rs 42/- but the bill screen recorded it as Rs 49/- after the barcode swipe.

Now that we were constantly watching this – we interrupted the agent on the spot. As expected, the first response was ‘Sir, bar code error’… and he quietly tried to enter the price manually. But we were adamant that we wanted to speak to the manager. Our constant requests were avoided – by the agent and the few other agents who gathered there. On persistent insistence, one agent supposedly went off to get the manager – returning in 2 minutes to say that manager wasn’t present at that time.

What? The “Biggest Big Bazaar” doesn’t have a manager!!! It was obvious that they were avoiding it…

But we didn’t intend to budge – and a system hang added to the wait time at the counter anyway. Since we refused to move further – the agents brought forward a newbie looking chap to us – as the manager. Somehow I was not convinced that this was the manager – and the “temporary badge” gave him away. On being confronted on his role, he chickened out – saying that he was a trainee manager. Not sure what that means. Once again we were back to the demanding that the manager show up. Now the so called trainee manager went out in supposed search for the manager. No sign of the manager still.

My wife took it on herself to go hunt out the big man – only find on 1st floor that the big man and the trainee were yapping away. On seeing her approach, they made a quick haste towards the billing counter as if they were

Finally 30 minutes into the imbroglio – the manager did show.

So the manager - Mr. Aftab Alam came to the counter and readily started shouting at the billing agents – I don’t know why. They were acting to the script… So was Mr Aftab Alam extending the script as well... The manager was however not ready to agree that this was a reoccurring problem. Instead to make a show of concern, he asked someone to take off all the items (Sundrop/Everest) from the displays and not to sell them anymore. A good show was put up to make us feel that this was just an inadvertent mistake… Till a day ago I too would have fallen for it.

But not anymore – and here is more of why?

More user distress records…

http://www.mouthshut.com/review/Big_Bazaar-115061-1.html

http://www.mouthshut.com/review/Big_Bazaar-113747-1.html

http://www.mouthshut.com/review/Big_Bazaar-113361-1.html

http://www.mouthshut.com/review/Big_Bazaar-97815-1.html

….oh too many of them out there… and so far I only looked up only mouthshut.com

Wonder what Big Biyani is doing… you don’t become a Walmart of India by cheating customers…

I am increasingly convinced that there is something to this by design…

For long there have been 'chor bazaars' in some corner of Indian cities, where a buyer got some useful stuff for cheap - just because someone somewhere had been robbed.

Is this the retail model of it now...?


Airtel or AirHell...

This has to be a long one…

My agony began with taking a connection from Airtel in Jan 2005, when I moved to a new city and a new employer. As expected, I didn’t have a permanent address on the first day in the new city – so the Airtel executive (or was he a Airtel DSA… don’t remember) who used to visit our office (an Tech company in Bangalore) assured me that a letter from office was good enough to get a connection. Good… and I had a connection in no time, which I was paying for directly through ECS from my own account. However, this is where the issue began. Unknowingly, the connection was recorded by Airtel as ‘company owned’ connection – even though they had a direct ECS paying for it. And my name would appear only as a “user:” in the bills. Fine… not unless I wanted to get any change of service done. So, each time I needed to change a plan, activate or deactivate roaming, ask for a duplicate bill etc, they would force me to get the company executive to send this request – pretty painful.

And apparently the Airtel guy had done this quick fix to lots of other employees in my office to snare in quick customers. So – our office requested Airtel to fix this issue enmass. As a result a camp was held in our office on May 19th 2006. Great !!! But little did I realize that they had again sent a DSA – who cared only about selling new connections that day. The DSA ‘Raghav’ from InformAcc (Airtel) collected all my documents (address, identity proof, new ECS activations, salary proof for waiver of deposits, photograph etc) – and I was assured that the change of ownership of my existing number would be done in no time.


Weeks passed… months passed… Still no change…


DSA Dance

I kept calling Raghav – and he assured me that he has submitted the documents to Airtel office in Bannerghatta, Bangalore – and it would soon be done. Umpteen calls to Airtel call centre didn’t give a solution either.

Finally, one day in June 2006, Airtel says they have no got the documents at all – and I need to resubmit. Why? God knows… I try to call InformAcc and they say Raghav is no more with them – and its not their headache what he did to my documents. I raised requests with Airtel to ask to see if my documents were misused – they say they don’t know…they can’t help?

I was finally forced to resubmit fresh set documents to Airtel for the change of ownership – but neither Airtel nor InformAcc has so far come back with an answer on what happened to my earlier set of documents. I wonder if I should go and file a FIR against this – lest Raghav (who is nowhere to be traced now) should have misused my documents.

Airtel shrugs off any responsibility of its own DSA partners.

Wonder what I as a customer should do next time you have to deal with another DSA – whether telecom service provider, a bank or any other agency? Maybe I should ask for a copy of personal identity proof (voter id, DL, ration card etc) in addition to seeing his company ID – before dealing with the person.


Customer Service

Funny name for no-service… It should be called Customer harassment service. During the course of this issue and even later (issues didn’t end with the conversion) I must have talked to about 50 Airtel customer ‘service’ executives over the 121 call centre. I have talked to all kinds of agents – umpteen Preeti’s/Sanjay’s/Vanitha’s/Santosh’s/Ajay/Vijay and who not – and each time having to repeat the story of my agony. Having put several service requests and quoting the service ticket numbers “9105867/9380722/10217862” not-withstanding…

Sending emails to the 121@airtelindia.com doesn’t help either – because for each such mail you promptly get an automated response assuring you

“Thank you for writing to us. We will revert to you within 24 hours.”

But these “24 hours” in Airtel time can mean 24 months too… And it’s so frustrating to see this email response – when the complaint itself is that my previous complaints haven’t been responded to/addressed so far even after weeks.

I have repeatedly replied ‘No’ to the SMS customer satisfaction query – but did Airtel ever bother to take note. Never!!!


Backend Front-End… Agony to no end…

Wonder if you have seen the Airtel subscriber registration form. A pink coloured form which you need to fill when applying for a new connection. I was made to fill it again even though mine was not a new connection. Fine – no arguments…

So I filled the form and handed it over to the new DSA (Deepak) who came to pick it up from my office – and gave him all the documents (id/address proofs, cheque/ECS etc) and attached a photograph in the top right hand corner of the form – exactly as per the space given. The space in the form is for a stamp size photograph and I duly complied.

A week later, Deepak returned demanding a bigger (passport size instead of stamp size) photograph. When I demanded to know why they couldn’t honour what they had asked for in the form in first place – he had a simple reason “Backend people are not accepting stamp size. Doesn’t matter what the form specifies”

What is this ‘backend’ people – are they some Airtel agency… something TRAI set up. If its Airtel people, why don’t they see what the form has. Why don’t they change the form instead and provide a bigger space…

As expected – Deepak had no answer – neither did any of Vanitha’s over the call centre.


Privacy Doomed!!!

So – I finally did get my number converted to self-owned (yeah!! But again 6 weeks after the fresh set of documents and fresh bigger photograph was given to them).

But Airtel unilaterally chose to disable my national roaming etc – without caring to inform me – leaving me stranded during a visit out of Bangalore.

My web account access (to http://www.airtelworld.com/ portal) was also suddenly disabled – weeks after the conversion. More than a dozen service requests raised with 121 are still unaddressed. I can’t imagine why it takes umpteen days to just reset a password. The “Send an SMS ‘web password’ to 121” method has given me “sorry – unable to process this request. Try again later” response several dozen times.

To top it all, after I lost it once and demanded they activate the access right away – I received an email apologizing for not having given me the billing information (When did I ask that?) and enclosed 3 Airtel bills in pdf format (no password). I was shocked to find that these were billing details of some hapless Airtel customer “Mr Guhan Kumar” resident of Malleshpalya, Bangalore (994xxxx792). I can now easily mess up Mr. Guhan’s happiness – by playing with his data. After all, now I know his billing address, account number, phone number…all that’s needed. Don’t worry…I don’t intend doing any funny thing.

Airtel has rewarded me with the full knowledge of what calls Mr Guhan has made right from Sept 2006… not that I know who Mr Guhan is – or care to know. I actually feel sorry for him and all unknowing customers like me – whose personal information is being ill-treated by shabby customer ‘harassment’ executives in Airtel.

On receiving these pdf bills of Mr Guhan (and still not getting the web portal access I had asked for) – I shot back a strongly worded email to 121@airtelindia.com – and here is a snapshot of the standard so-called apology I got back.

Dear Mr. (my name),

Thank you for contacting Airtel contact center.

With reference to your e-mail dated 14/12/06 expressing concern over receiving wrong bills, at the outset we regret for the inconvenience caused to you in this regard. We would like to assure you that, we at Airtel are committed to providing you with the highest levels of customer service. To maintain this service parameter, we ensure strict adherence to protecting our customer?s privacy. All information pertaining to our customer database is highly confidential and we have not at any time shared any of our customer details save for information required by any other persons.

We realize that this situation must have greatly inconvenienced you. We are a customer centric organization and as such would want every interaction you have with us to be a pleasant one.

We would also like to inform you that necessary action has been taken and the same would not recur in the future.

On rare occasions, like experienced by you, we fully recognize the shortcoming and take the responsibility to provide you with superior personalized service.

We take this opportunity to assure you of better services in the future. It?s our privilege to have you as our customer and look forward to a long association with you.

Should you require any further clarification or assistance, please reply to us via email at 121@airtelindia.com or fax us on 9845500121 or 9845600121.

We value your association with Airtel.

Warm regards,

Ubaidullah

Customer Support Service

(Underlining emphasis is mine…)

The lines underlined so much belie the facts… they don’t give a damn. If they really did, was an apology sent to Mr Guhan as well. I bet not…

The claim of being a customer centric organization made me laugh… and worry at the same time. Worried – because I don’t know who all have been given my earlier billing details.

I actually called up Mr Guhan and alerted him of how Airtel had compromised him…and guess what, he was already pissed off with many other issues he was facing with them.

I still wonder if it was any use alerting – after all there are probably scores of such compromised customers out there…Its the Service Provider who needs to wake up...

By the way, I am still waiting for my web access!!!

Tuesday, December 12, 2006

Billing Blues...

Recently came across this example of "lack of customer service"... from some co-workers. And it struck me instantly - because this is something I have seen ample number of times, but always thought it was just another error... But...!!!

Both are cases of overcharging while billing at check-out counters in some of the reputed retail outlets in town... Of course, both times - the error was blamed at the computers, bar-codes, system etc...


In first case, customer was charged Rs 86 for a toothpaste - on which the (MRP) qouted price was just Rs 50.


The second case - in Foodworld was similar... the customer was billed Rs413/- instead of the MRP of Rs363...for a pack of 5lt cooking oil. Once again, the excuse was to blame the computer, the bar-codes, the systems...

Had the customers not been vigilant enough in the above cases, they wouldnt have noticed how they ended up paying way above the price tag - while believing that they got a bargain.

No! I was not the vigilant customer in these cases... but it doesn't matter who the customer was... what matters that this happens regularly to us week after week - and these are NOT the usual urban legend hoaxes you get spammed with.

And I relate to these because me and my wife have been near-victims scores of times at Foodworld outlet on 100ft road Indira Nagar, Bangalore. We now follow a simple rule - one of us puts the items from the cart onto the counter while other keeps an eye on the display - assessing each item getting charged. This - because scores of times - we found either an item was billed twice, or the billing person chose the wrong SKU. More often, the billing agent wouldn't hand over the free-gift without us asking for it...

And on all such occasions - it was an unapologetic floor manager justifying, making excuses and blaming. The most weird excuse I heard for an over-charge was that price charged by error is the price for the new stock of that item, and the piece I had on counter was from the old stock - hence the old price/MRP on it. No way justifies why you should get charged more for an old stock item - yet, they don't seem to care how cheated you feel.

No wonder - we have reduced the frequency of our visits to this store...

But are others any better - I wish!!!

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